Our team of experts at Small Business Grants and Loans will help you to focus on Getting a true understanding of your working capital needs may involve planning month-by-month inflows and outflows for your business.

A landscape design company, for example, might find that its revenues spike in the spring, then cash flow is relatively steady through October before dropping almost to zero in late fall and winter. Yet on the other side of the ledger, the business may have many expenses that continue throughout the year.

Parts of these calculations could require making educated guesses about the future. While you can be guided by historical results, you will also need to factor in new contracts you expect to sign or the possible loss of important customers. It can be particularly challenging to make accurate projections if your company is growing rapidly.

These projections can help you identify months when you have more money going out than coming in, and when that cash flow gap is widest.

Just contact our experts at Small Business Grants and Loans and we will get you where you want to be with regards to a working capital that works for you.